http://news.aol.com Latest News Articles From AOL News Copyright 2005 America Online, Inc. Tue, 24 Nov 2009 10:50:47 GMT AOLNews, LLC 2009-11-24T10:50:47Z Copyright 2005 America Online, Inc. http://www.aolcdn.com/dynanews/aolnewslogo_small http://news.aol.com AOL News! http://www.smartmoney.com/personal-finance/debt/beyond-overdraft-fees-five-bank-traps-to-avoid/?page=all Two of the country’s largest banks are overhauling their overdraft programs, touting simpler terms and stronger consumer protections. But the days of the $35 charge on the $3 latte are far from over. Mon, 28 Sep 2009 16:09:47 GMT 690317 2009-09-28T16:09:47Z <a name="690317"></a><div class="hentry a690317" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.smartmoney.com/personal-finance/debt/beyond-overdraft-fees-five-bank-traps-to-avoid/?page=all">Beyond Overdraft Fees: 5 Bank Traps to Avoid</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-09-28T12:09:47Z">posted:<span class="bylinDt"> 56 DAYS 18 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs256" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/6/0/609911/1239413072395.JPEG" alt="Banks" width="186" height="124" /> <div class="credit">AP</div></div> </div> </div> <a name="axs256"></a> <div class="synpTxt">Two of the country’s largest banks are overhauling their overdraft programs, touting simpler terms and stronger consumer protections. But the days of the $35 charge on the $3 latte are far from over. </div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.smartmoney.com/personal-finance/debt/beyond-overdraft-fees-five-bank-traps-to-avoid/?page=all">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://money.cnn.com/2009/09/23/news/economy/consumer_financial_protection_agency/index.htm?postversion=2009092315 Top Democrats drop provision to let proposed Consumer Financial Protection Agency establish 'plain vanilla' products. Business says thanks but still wants bill dead. Thu, 24 Sep 2009 13:57:39 GMT 685386 2009-09-24T13:57:39Z <a name="685386"></a><div class="hentry a685386" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://money.cnn.com/2009/09/23/news/economy/consumer_financial_protection_agency/index.htm?postversion=2009092315">Banks Win Round One in Fight </a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-09-24T09:57:39Z">posted:<span class="bylinDt"> 60 DAYS 20 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs201" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/8/588327/1227581741219.JPEG" alt="Citibank" width="186" height="124" /> <div class="credit">Getty Images</div></div> </div> </div> <a name="axs201"></a> <div class="synpTxt">Top Democrats drop provision to let proposed Consumer Financial Protection Agency establish 'plain vanilla' products. Business says thanks but still wants bill dead.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://money.cnn.com/2009/09/23/news/economy/consumer_financial_protection_agency/index.htm?postversion=2009092315">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/blog/2009/09/23/its-official-america-loves-online-banking/ Americans may not always love their bank, but online banking is the most popular form of banking, according to a new survey by the American Bankers Association. Wed, 23 Sep 2009 16:58:43 GMT 683897 2009-09-23T16:58:43Z <a name="683897"></a><div class="hentry a683897" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/23/its-official-america-loves-online-banking/">It's Official: America Loves Online Banking </a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-09-23T12:58:43Z">posted:<span class="bylinDt"> 61 DAYS 17 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 1.1 --> <!-- enhAlign: Left, Wrap, enhSize: Small--> <!-- enhAlign Number: 1, enhSize Number: 1--> <a href="#axs512" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanLeftWrap"> <div class="enhanLeftWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_1_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/7/570696/1219255230554.JPEG" alt="computer user" width="186" height="124" /><div class="credit">Getty Images</div></div> </div> </div> <a name="axs512"></a> <div class="synpTxt">Americans may not always love their bank, but online banking is the most popular form of banking, according to a new survey by the American Bankers Association.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/23/its-official-america-loves-online-banking/">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/blog/2009/09/11/the-38-cup-of-coffee-the-top-5-risks-of-using-your-debit-card/ Consider this case: a man miscalculates how much money is in his checking account, uses it seven times in a day with no single charge more than $12 and ends up charged with $234 in overdraft fees. Welcome to the dangers of debit cards. Banking Recession Mon, 14 Sep 2009 16:27:50 GMT 668977 2009-09-14T16:27:50Z <a name="668977"></a><div class="hentry a668977" reltag="Banking"> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/11/the-38-cup-of-coffee-the-top-5-risks-of-using-your-debit-card/">The $38 Cup of Coffee?</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-09-14T12:27:50Z">posted:<span class="bylinDt"> 70 DAYS 18 HOURS AGO</span></abbr></span></h4> <h4 class="byline"> <span class="filedUnder">filed under: <a href="http://www.walletpop.com/banking">Banking</a>, <a href="http://walletpop.com/recession">Recession</a></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 1.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs137" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_1_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/9/595982/1231953937739.JPEG" alt="Cup of coffee and coffee beans" width="186" height="124" /> <div class="credit">Getty Images</div></div> </div> </div> <a name="axs137"></a> <div class="synpTxt">Consider this case: a man miscalculates how much money is in his checking account, uses it seven times in a day with no single charge more than $12 and ends up charged with $234 in overdraft fees. Welcome to the dangers of debit cards.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/11/the-38-cup-of-coffee-the-top-5-risks-of-using-your-debit-card/">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/blog/2009/09/14/a-pack-a-gum-a-day-keeps-atm-fees-away/ Do you find yourself a bit disgusted by the amount you spend on ATM fees every month? I know I can't stand to pay $2-$3 just to get to my money, but I'm a huge cheapskate. So I'll let you in on my favorite way to avoid ATM fees. Mon, 14 Sep 2009 15:52:46 GMT 668911 2009-09-14T15:52:46Z <a name="668911"></a><div class="hentry a668911" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/14/a-pack-a-gum-a-day-keeps-atm-fees-away/">A Pack of Gum a Day Keeps ATM Fees Away</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-09-14T11:52:46Z">posted:<span class="bylinDt"> 70 DAYS 18 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 1.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs409" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_1_1--><div class="photo"><img src="http://o.aolcdn.com/photo-hub/news_gallery/6/0/608386/1238607769744.JPEG" alt="Cash" width="186" height="124" /> <div class="credit">jupiterimages</div></div> </div> </div> <a name="axs409"></a> <div class="synpTxt">Do you find yourself a bit disgusted by the amount you spend on ATM fees every month? I know I can't stand to pay $2-$3 just to get to my money, but I'm a huge cheapskate. So I'll let you in on my favorite way to avoid ATM fees.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/09/14/a-pack-a-gum-a-day-keeps-atm-fees-away/">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/blog/2009/08/31/banking-expert-free-checking-accounts-arent-long-for-this-worl/ The free checking account as we know it is likely at the start of its death throes. This is according to Hank Israel, a director at Novantas, a consulting firm for the banking and credit card industry and which, last week, was featured in a WalletPop post about credit card rewards. Mon, 31 Aug 2009 18:18:18 GMT 647838 2009-08-31T18:18:18Z <a name="647838"></a><div class="hentry a647838" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/08/31/banking-expert-free-checking-accounts-arent-long-for-this-worl/ ">Free Checking Accounts Vanishing</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-08-31T14:18:18Z">posted:<span class="bylinDt"> 84 DAYS 16 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs870" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/6/0/609911/1239413072395.JPEG" alt="Banks" width="186" height="124" /> <div class="credit">AP</div></div> </div> </div> <a name="axs870"></a> <div class="synpTxt">The free checking account as we know it is likely at the start of its death throes. This is according to Hank Israel, a director at Novantas, a consulting firm for the banking and credit card industry and which, last week, was featured in a WalletPop post about credit card rewards. </div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/08/31/banking-expert-free-checking-accounts-arent-long-for-this-worl/ ">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.smartmoney.com/personal-finance/insurance/how-safe-are-fdic-insured-bank-accounts/ When a series of banks started failing last year, federal officials said consumers’ money was safe and guaranteed, as long as their financial institution was insured by the Federal Deposit Insurance Corporation (FDIC). Tue, 25 Aug 2009 18:12:16 GMT 638971 2009-08-25T18:12:16Z <a name="638971"></a><div class="hentry a638971" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.smartmoney.com/personal-finance/insurance/how-safe-are-fdic-insured-bank-accounts/ ">How Safe are Your Accounts Now?</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-08-25T14:12:16Z">posted:<span class="bylinDt"> 90 DAYS 16 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs570" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/8/588327/1227581741219.JPEG" alt="Citibank" width="186" height="124" /> <div class="credit">Getty Images</div></div> </div> </div> <a name="axs570"></a> <div class="synpTxt">When a series of banks started failing last year, federal officials said consumers’ money was safe and guaranteed, as long as their financial institution was insured by the Federal Deposit Insurance Corporation (FDIC).</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.smartmoney.com/personal-finance/insurance/how-safe-are-fdic-insured-bank-accounts/ ">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931 Social lending is becoming more popular for small personal loans, as a way to sidestep traditional banks (and high interest rates) and for someone in need to get some help with a touch of humanity. Read on to learn more. Banking Loans Personal Loans Recession Thu, 13 Aug 2009 15:03:58 GMT 580931 2009-08-13T15:03:58Z <a name="580931"></a><div class="hentry a580931" reltag="Banking"> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931">Lending with the Human Touch</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-08-13T11:03:58Z">posted:<span class="bylinDt"> 102 DAYS 19 HOURS AGO</span><!-- trri: trriAppID=dynanews --><!-- trri: trriCategory=news-walletpop-article --><!-- trri: trriAssetType=articles --><!-- trri: trriObjectURI=522441 --><!-- trri: trriItemOverrideUrl= -->comments:<span class="cmnt"> 0</span></abbr></span></h4> <h4 class="byline"> <span class="filedUnder">filed under: <a href="http://www.walletpop.com/banking">Banking</a>, <a href="http://www.walletpop.com/loans">Loans</a>, <a href="http://www.walletpop.com/loans/personal">Personal Loans</a>, <a href="http://walletpop.com/recession">Recession</a></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Left, Wrap, enhSize: Small--> <!-- enhAlign Number: 1, enhSize Number: 1--> <a href="#axs280" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanLeftWrap"> <div class="enhanLeftWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="photo"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/4/542457/1216168088642.JPEG" alt="happy woman with money" width="186" height="124" /></div> </div> </div> <a name="axs280"></a> <div class="synpTxt">Social lending is becoming more popular for small personal loans, as a way to sidestep traditional banks (and high interest rates) and for someone in need to get some help with a touch of humanity. Read on to learn more.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931">Full Coverage</a></div> </div> <div class="synpRatng null"> <div class="synpVot"> <a href="http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931#MustRead"> <span class="synpMstRd">Must Read:</span> <span class="thmbsUp">0%</span> <span class="thmbsDwn">0%</span> </a> </div><a class="addthis_button_email" href="javascript: void(0)" onclick="shareOperation(2, 'http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931', 'Lending with the Human Touch');"><span class="emai">Email</span></a><a href="http://www.addthis.com/bookmark.php" style="text-decoration:none;" onmouseover="return addthis_open(this, '', 'http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931', 'Lending with the Human Touch');" onmouseout="addthis_close();" onclick="return addthis_sendto();"><img src="http://o.aolcdn.com/art/ch_news/plussym12x12" border="0" alt="Share" /><span class="share">Share</span></a> <a class="nbdr" href="http://www.walletpop.com/loans/article/lending-with-the-human-touch/580931#Comments"><span class="synpCmnt">Comments (0)</span></a> </div></div> http://www.walletpop.com/blog/2009/06/18/why-yes-your-bank-fees-are-going-up-and-theres-more-to-com/ Stressed out over high bank fees? We provide you with the inside scoop on how to keep these costs at bay. If you want fewer bank fees in your future, consider doing the following... Banking Thu, 18 Jun 2009 16:20:33 GMT 532824 2009-06-18T16:20:33Z <a name="532824"></a><div class="hentry a532824" reltag="Banking"> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/06/18/why-yes-your-bank-fees-are-going-up-and-theres-more-to-com/">Bank Fees Continue to Rise</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-06-18T12:20:33Z">posted:<span class="bylinDt"> 158 DAYS 18 HOURS AGO</span></abbr></span></h4> <h4 class="byline"> <span class="filedUnder">filed under: <a href="http://www.walletpop.com/banking">Banking</a></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs278" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/8/583873/1225391139894.JPEG" alt="overdue bill" width="186" height="124" /></div> </div> </div> <a name="axs278"></a> <div class="synpTxt">Stressed out over high bank fees? We provide you with the inside scoop on how to keep these costs at bay. If you want fewer bank fees in your future, consider doing the following...</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/06/18/why-yes-your-bank-fees-are-going-up-and-theres-more-to-com/">Full Coverage</a></div> </div><div class="synpShrHide"></div></div> http://www.walletpop.com/blog/2009/06/10/woman-loses-1-million-inside-mattress/ According to a story on CNN.com, In Tel Aviv, Israel, a woman gave her elderly mother a new mattress. It was a gift, and the daughter tossed out the old bed. Wed, 10 Jun 2009 20:03:14 GMT 522441 2009-06-10T20:03:14Z <a name="522441"></a><div class="hentry a522441" reltag=""> <h3 class="entry-title "><a rel="bookmark" href="http://www.walletpop.com/blog/2009/06/10/woman-loses-1-million-inside-mattress/">Woman Loses $1 Million in Mattress</a></h3> <h4 class="byline"> <span class="posted"><abbr class="synpAbbr" title="2009-06-10T16:03:14Z">posted:<span class="bylinDt"> 166 DAYS 14 HOURS AGO</span></abbr></span></h4> <div class="entry-summary"><!-- Enhancement List size = 1 --><!-- adding key 0.1 --> <!-- enhAlign: Right, Wrap, enhSize: Small--> <!-- enhAlign Number: 4, enhSize Number: 1--> <a href="#axs209" style="display:block;position:absolute;left:-3000px;">Skip over this content</a> <div class="enhanRightWrap"> <div class="enhanRightWrapInner enhanSmall enhanCmn"><!-- contentType = html--><!-- column slot = synopsis_paragraph_0_1--><div class="enhanPhoto"><img src="http://o.aolcdn.com/photo-hub/news_gallery/5/7/577338/1222276034082.JPEG" alt="money burning" width="186" height="124" /></div> </div> </div> <a name="axs209"></a> <div class="synpTxt">According to a story on CNN.com, In Tel Aviv, Israel, a woman gave her elderly mother a new mattress. It was a gift, and the daughter tossed out the old bed.</div> <div class="entry-permalink"> <a rel="bookmark" href="http://www.walletpop.com/blog/2009/06/10/woman-loses-1-million-inside-mattress/">Full Coverage</a></div> </div><div class="synpShrHide"></div></div>